Zylan / Insurance OS

Modern Insurance, elegantly delivered.

Zylan unifies digital policy issuance, AI underwriting, and claims automation in one secure platform. Built for carriers, MGAs, and brokers who value clarity and speed.

Core Services & Solutions

Digital Policy Issuance

Quote → Bind → Issue with editable endorsements and instant docs.

  • Self-serve & broker portals
  • Versioned documents & audit trail
  • Pricing, rating, and forms configuration

AI Underwriting

Explainable scores and guardrails aligned to your appetite.

  • Automated triage & referrals
  • Signals from first-party & open data
  • Human-in-the-loop approvals

Claims Automation

From FNOL to settlement with fraud checks and reserve suggestions.

  • Policyholder portal & updates
  • Document ingestion & OCR
  • Payments & subrogation support

Why Zylan

Industry Advantages

  • Speed: launch new products in weeks, not quarters.
  • Loss Ratio: smarter risk selection via explainable signals.
  • Expense Ratio: automation that frees adjusters & UWs.
  • Experience: clean, accessible portals customers love.
↓38% mean claim cycle time
↑21% straight-through binds

Case Snapshot — Atlas Mobility

Commercial auto • 150k policies • North America

  • Digitized FNOL → 60% less manual intake
  • Appetite rules + explainable risk scores
  • API-fed endorsements cut ops tickets by 32%

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